Composite
85.1 / 100 percentile
| Component | Percentile | Raw | Weight | Weight share | Contribution | Counts |
|---|---|---|---|---|---|---|
| state reg risk | 96.3 | 49.3 | 0.30 | 0.1875 | 18.06 | in index |
| regulatory risk | 91.5 | 89.2 | 0.30 | 0.1875 | 17.16 | in index |
| staffing risk | 78.6 | 78.6 | 0.25 | 0.1563 | 12.28 | in index |
| financial risk | 37.7 | 38.2 | 0.30 | 0.1875 | 7.07 | in index |
| billing conduct | 25.8 | 29.5 | 0.30 | 0.1875 | 4.84 | in index |
| chow risk | 41.6 | 29.0 | 0.15 | 0.0938 | 3.90 | in index |
| ownership opacity | 64.4 | 56.4 | excluded |
| Kind | Finding | Signal | Subject | First seen |
|---|---|---|---|---|
| connection | Buyer assembling a chain (5+ takeovers/24mo) | 6 facilities | WINNIE-STOWELL HOSPITAL DISTRICT | 6 facilities |
| connection | Owner fleet enforcement cluster | 46% fined | MURRELL EDWARD | 76 facilities |
| Score type | Score | Grade | Model | Status | Registry model notes |
|---|---|---|---|---|---|
| billing conduct | 29.5 | B | v0.1-pacpuf-snf | default · in composite | R22. PAC PUF SNF 2023. PDPM coding intensity vs acuity, stay length, charge markup. |
| chow risk | 36.8 | B | v0.1-pos | default · in composite | Change-of-ownership footprint in the CMS Provider of Services file: control-family, legal-name and address deltas across quarterly snapshots, plus certification reset recency and Medicare tenure. |
| chow risk | 12.9 | A | v0.1-txhhsc | default · in composite | Texas licence reissue timing as an ownership-transfer proxy. |
| chow risk | 36.9 | B | v0.6 | default · in composite | |
| financial risk | 38.2 | B | v0.5 | default · in composite | R18. |
| ownership opacity | 56.3 | C | v0.1-txhhsc | default · in composite | Texas HHSC directory ownership structure: chain size, absentee owner, management company, entity form, owner closure history. |
| p adverse action 12m | 0.0 | — | v0.1 | default · in composite | R23/W4-3. Deterministic logistic p(Medicare termination within 12m), SNF only. Label = first POS termination date (any code: voluntary closure, involuntary termination, merger exit); facilities already terminated by the panel date are excluded, not counted as safe. Trained on panels 2024-07/2024-10/2025-01 (n=46,466, 283 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.971, top-decile lift 9.5x, top-decile capture 95.4% of the 65 terminations that followed. Separability is high because closures announce themselves in the data: collapsing occupancy is the strongest signal, and the learned NEGATIVE weight on 12m deficiency counts is the surveys-stop signature of a facility winding down, not a claim that clean inspections are dangerous. Same 15 as-of-date features and anti-leakage chassis as p_chow_12m; SFF entry rejected as a label (only one month of SFF history exists, so as-of transitions cannot be reconstructed). Score = probability x 100; grade NULL. Not in any composite. |
| p chow 12m | 0.0 | — | v0.1 | default · in composite | R22/W4-2. Deterministic logistic p(CHOW within 12m), SNF only. Trained on panels 2024-07/2024-10/2025-01 (n=50,700, 1,207 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.874, top-decile lift 5.0x (top 10% of predictions captured 49.6% of the CHOWs that actually closed in the next 12 months). Shipped coefficients are the evaluated ones; no post-holdout refit. Caveat: holdout positives (133) run below the training base rate because recent CHOWs surface in public records with a lag, so measured lift is conservative. Features are as-of-date public records: PBJ staffing level/trend/contract share (quarterly history to 2022Q1), deficiency and CMP counts (12m), ownership tenure and churn from CHOW-evidenced transactions, beds, occupancy, ownership type, chain size. Chain membership and ownership type are current-state (history not published). SFF and star ratings deliberately excluded (no as-of history). Notable learned direction: long ownership tenure RAISES sale odds and a recent prior CHOW lowers them. Score = probability x 100; grade is NULL because a probability is not a quality letter. Not in any composite. |
| regulatory risk | 89.2 | F | v0.3 | default · in composite | Deficiency-based, SNF population. Runs alongside v0.5-pos. |
| staffing risk | 78.6 | D | v0.3 | default · in composite | Cost-report staffing, SNF population. Runs alongside v0.4-pos, which covers ICF/IID from POS. |
| state reg risk | 49.3 | C | v0.5 | default · in composite | |
| financial risk | 38.9 | B | v0.3 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| financial risk | 44.0 | B | v0.4 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| regulatory risk | 89.1 | F | v0.1 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| regulatory risk | 89.1 | F | v0.2 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| staffing risk | 78.6 | D | v0.1 | superseded | Pre-registry model iteration, superseded by a later staffing_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| staffing risk | 78.6 | D | v0.2 | superseded | Pre-registry model iteration, superseded by a later staffing_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| Driver | Value | Pull on odds | |
|---|---|---|---|
| Current owner tenure (years) | 2.24 | -1.63 | |
| Never sold on record | 0.00 | -1.62 | |
| Ownership changes, last 5 years | 1.00 | -0.87 | |
| For-profit ownership | 1.00 | +0.69 | |
| Chain size (log) | 4.34 | +0.52 | |
| Occupancy | 0.85 | -0.44 | |
| No PBJ staffing report | 0.00 | +0.42 | |
| Contract staffing share | 0.00 | -0.10 |
| Driver | Value | Pull on odds | |
|---|---|---|---|
| Chain size (log) | 4.34 | -1.33 | |
| For-profit ownership | 1.00 | -0.69 | |
| Occupancy | 0.85 | -0.43 | |
| No PBJ staffing report | 0.00 | +0.39 | |
| Never sold on record | 0.00 | -0.28 | |
| Current owner tenure (years) | 2.24 | -0.26 | |
| Deficiencies, last 12 months | 9.00 | -0.24 | |
| Ownership changes, last 5 years | 1.00 | +0.23 |
| 2025Q4 HPRD | This facility | TX median | National median | National p25–p75 |
|---|---|---|---|---|
| Total nurse | 2.84 | 2.67 | 3.28 | 2.90–3.77 |
| RN | 0.10 | 0.24 | 0.39 | 0.25–0.58 |
| Weekend total | 2.68 | 2.56 | 3.11 | — |
| Weekday total | 2.90 | 2.72 | 3.35 | — |
| Quarter | Days | Avg census | Total HPRD | RN | LPN | CNA | Weekend | Contract % |
|---|---|---|---|---|---|---|---|---|
| 2025Q4 | 92 | 105.5 | 2.84 | 0.10 | 0.90 | 1.84 | 2.68 | 0.0% |
| 2025Q3 | 92 | 104.0 | 2.83 | 0.16 | 0.81 | 1.86 | 2.60 | 0.1% |
| 2025Q2 | 91 | 92.7 | 2.85 | 0.16 | 0.75 | 1.94 | 2.63 | 0.0% |
| 2025Q1 | 90 | 89.1 | 2.78 | 0.09 | 0.86 | 1.83 | 2.68 | 0.0% |
| 2024Q4 | 92 | 87.6 | 2.85 | 0.10 | 0.93 | 1.82 | 2.81 | 0.0% |
| 2024Q3 | 92 | 99.7 | 2.74 | 0.05 | 0.97 | 1.72 | 2.65 | 0.1% |
| 2024Q2 | 91 | 99.1 | 2.74 | 0.04 | 0.96 | 1.74 | 2.63 | 0.0% |
| 2024Q1 | 91 | 98.6 | 2.66 | 0.04 | 1.00 | 1.62 | 2.67 | 0.5% |
| 2023Q4 | 92 | 99.0 | 2.34 | 0.02 | 0.95 | 1.36 | 2.32 | 2.2% |
| 2023Q3 | 92 | 74.3 | 3.35 | 0.03 | 1.27 | 2.05 | 3.37 | 2.7% |
| Date | Type | Fine | Source |
|---|---|---|---|
| 2024-02-06 | Fine | $5,645 | CMS provider data |
| 2023-10-04 | Fine | $21,626 | CMS provider data |
| 2023-08-16 | Fine | $14,518 | CMS provider data |
| Survey | Type | Tag | Deficiency | Scope | Corrected |
|---|---|---|---|---|---|
| 2026-03-18 | Health | F0641 | Ensure each resident receives an accurate assessment. | D | 2026-04-10 |
| 2026-03-18 | Health | F0727 | Have a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis. | F | 2026-04-07 |
| 2026-03-18 | Health | F0757 | Ensure each resident’s drug regimen must be free from unnecessary drugs. | D | 2026-03-19 |
| 2026-03-18 | Health | F0790 | Provide routine and 24-hour emergency dental care for each resident. | D | 2026-04-14 |
| 2026-03-18 | Health | F0908 | Keep all essential equipment working safely. | E | 2026-03-19 |
| 2026-03-11 | Health · complaint | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | D | 2026-03-31 |
| 2026-02-19 | Health · complaint | F0880 | Provide and implement an infection prevention and control program. | D | 2026-03-10 |
| 2025-11-20 | Health · complaint | F0580 | Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident. | D | 2025-11-30 |
| 2025-11-20 | Health · complaint | F0609 | Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities. | D | 2025-11-30 |
| 2025-01-08 | Health | F0693 | Ensure that feeding tubes are not used unless there is a medical reason and the resident agrees; and provide appropriate care for a resident with a feeding tube. | D | 2025-02-08 |
| 2025-01-08 | Health | F0695 | Provide safe and appropriate respiratory care for a resident when needed. | D | 2025-02-08 |
| 2025-01-08 | Health | F0755 | Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist. | D | 2025-02-08 |
| 2025-01-08 | Health | F0808 | Ensure therapeutic diets are prescribed by the attending physician and may be delegated to a registered or licensed dietitian, to the extent allowed by State law. | D | 2025-02-08 |
| 2025-01-08 | Health | F0812 | Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards. | F | 2025-02-08 |
| 2024-12-10 | Health · complaint | F0603 | Protect each resident from separation (from other residents, his/her room, or confinement to his/her room). | D | 2024-06-21 |
| 2024-12-10 | Health · complaint | F0609 | Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities. | D | 2024-12-11 |
| 2024-09-24 | Health · complaint | F0842 | Safeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards. | D | 2024-10-18 |
| 2024-02-08 | Health · complaint | F0550 | Honor the resident's right to a dignified existence, self-determination, communication, and to exercise his or her rights. | D | 2024-03-08 |
| 2024-02-08 | Health · complaint | F0880 | Provide and implement an infection prevention and control program. | D | 2024-03-08 |
| 2023-12-12 | Health | F0640 | Encode each resident’s assessment data and transmit these data to the State within 7 days of assessment. | B | 2024-01-05 |
| 2023-12-12 | Health | F0644 | Coordinate assessments with the pre-admission screening and resident review program; and referring for services as needed. | D | 2024-01-05 |
| 2023-12-12 | Health | F0677 | Provide care and assistance to perform activities of daily living for any resident who is unable. | D | 2024-01-05 |
| 2023-12-12 | Health | F0688 | Provide appropriate care for a resident to maintain and/or improve range of motion (ROM), limited ROM and/or mobility, unless a decline is for a medical reason. | D | 2024-01-05 |
| 2023-12-12 | Health | F0727 | Have a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis. | E | 2024-01-05 |
| 2023-12-12 | Health | F0757 | Ensure each resident’s drug regimen must be free from unnecessary drugs. | E | 2024-01-05 |
| 2023-12-12 | Health | F0806 | Ensure each resident receives and the facility provides food that accommodates resident allergies, intolerances, and preferences, as well as appealing options. | D | 2024-01-05 |
| 2023-12-12 | Health | F0812 | Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards. | F | 2024-01-05 |
| 2023-12-12 | Health | F0850 | Hire a qualified full-time social worker in a facility with more than 120 beds. | C | 2024-01-05 |
| 2023-12-12 | Health | F0851 | Electronically submit to CMS complete and accurate direct care staffing information, based on payroll and other verifiable and auditable data. | F | 2024-01-05 |
| 2023-12-12 | Health | F0880 | Provide and implement an infection prevention and control program. | E | 2024-01-05 |
| 2023-12-12 | Health | F0908 | Keep all essential equipment working safely. | F | 2024-01-05 |
| 2023-11-28 | Health · complaint | F0755 | Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist. | D | 2023-12-04 |
| 2023-10-04 | Health · complaint | F0600 | Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody. | J | 2023-10-05 |
| 2023-10-04 | Health · complaint | F0622 | Not transfer or discharge a resident without an adequate reason; and must provide documentation and convey specific information when a resident is transferred or discharged. | D | 2023-10-05 |
| 2023-10-04 | Health · complaint | F0677 | Provide care and assistance to perform activities of daily living for any resident who is unable. | J | 2023-10-05 |
| 2023-08-16 | Health · complaint | F0607 | Develop and implement policies and procedures to prevent abuse, neglect, and theft. | J | 2023-08-17 |
| 2023-08-16 | Health · complaint | F0609 | Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities. | D | 2023-08-17 |
| 2023-08-16 | Health · complaint | F0610 | Respond appropriately to all alleged violations. | J | 2023-08-17 |
| 2023-08-16 | Health · complaint | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | J | 2023-08-17 |
| 2023-08-16 | Health · complaint | F0727 | Have a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis. | F | 2023-09-08 |
| Owner | Role | Pct | From | Status | Source |
|---|---|---|---|---|---|
| MONT BELVIEU RHC LLC | ADP OF THE SNF | — | 2025-05-19 | current | pecos_ownership |
| MONT BELVIEU RHC LLC | OPERATIONAL/MANAGERIAL CONTROL | — | 2024-05-01 | current | pecos_ownership |
| MURRELL, EDWARD | CORPORATE DIRECTOR | — | 2024-05-01 | current | pecos_ownership |
| PILLAR STONE HEALTHCARE COMPANY LLC | — | — | 2024-05-01 | current | tx_hhsc_directory |
| PRINCE, DEREK | OPERATIONAL/MANAGERIAL CONTROL | — | 2021-04-01 | current | pecos_ownership |
| PRINCE, DEREK | INDIRECT OWNERSHIP INTEREST | — | 2012-02-01 | current | pecos_ownership |
| ROBERTS, MATTHEW | ADP OF THE SNF | — | 2024-05-01 | current | pecos_ownership |
| VILLARREAL, JOHN | ADP OF THE SNF | — | 2024-05-01 | current | pecos_ownership |
| WHATLEY, DARCY | OPERATIONAL/MANAGERIAL CONTROL | — | 2024-05-01 | current | pecos_ownership |
| WINNIE STOWELL HOSPITAL DISTRICT | — | — | 2024-05-01 | current | tx_hhsc_directory |
| WINNIE-STOWELL HOSPITAL DISTRICT | 5% OR GREATER DIRECT OWNERSHIP INTEREST | 100% | 2024-05-01 | ended 2026-05-18 | pecos_ownership |
| DEREK PRINCE | INDIRECT OWNERSHIP INTEREST | 33% | 2012-02-01 | ended 2026-05-18 | pecos_ownership |
| DARCY WHATLEY | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2024-05-01 | ended 2026-05-18 | pecos_ownership |
| EDWARD MURRELL | CORPORATE DIRECTOR | 0% | 2024-05-01 | ended 2026-05-18 | pecos_ownership |
| DEREK PRINCE | OPERATIONAL/MANAGERIAL CONTROL | — | 2021-04-01 | ended 2026-05-18 | pecos_ownership |
| JOHN VILLARREAL | ADP OF THE SNF | — | 2024-05-01 | ended 2026-05-18 | pecos_ownership |
| MATTHEW ROBERTS | ADP OF THE SNF | — | 2024-05-01 | ended 2026-05-18 | pecos_ownership |
| Close date | Price | Buyer | Seller | Evidence |
|---|---|---|---|---|
| 2024-05-01 | — | WINNIE-STOWELL HOSPITAL DISTRICT | MONT BELVIEU RHC LLC | chow |
| Close | Facility | Price | $/bed | Cap rate | Beds | Buyer |
|---|---|---|---|---|---|---|
| 2025-10-01 | ST. ANTHONY'S CARE CENTER | — | — | — | 120 | SOUTH LIMESTONE HOSPITAL DISTRICT |
| 2025-10-01 | Avir at New Braunfels | — | — | — | 154 | 821 US HIGHWAY 81 W OPCO LLC |
| 2025-09-01 | Avir at Texarkana | — | — | — | 110 | GUADALUPE COUNTY HOSPITAL BOARD |
| 2025-09-01 | PARKS HEALTH CENTER | — | — | — | 90 | WEST COKE COUNTY HOSPITAL DISTRICT |
| 2025-09-01 | WINDMILL VILLAGE REHABILITATION & CARE CENTER | — | — | — | 120 | FANNIN COUNTY HOSPITAL AUTHORITY |
| 2025-08-31 | Las Ventanas De Socorro | — | — | — | 126 | SOCORRO HEALTH CARE LLC |
| 2025-08-01 | Avir at Mineola | — | — | — | 115 | HOPKINS COUNTY HOSPITAL DISTRICT |
| 2025-08-01 | Avir at Orem | — | — | — | 120 | 3730 W OREM DR OPCO LLC |
| 2025-08-01 | Avir at Courtyard | — | — | — | 120 | 7499 STANWICK DR OPCO LLC |
| 2025-08-01 | HILLSIDE MEDICAL LODGE | — | — | — | 128 | CORYELL COUNTY MEMORIAL HOSPITAL AUTHORITY |
| 2025-08-01 | Avir at Pasadena | — | — | — | 131 | 4300 VISTA RD OPCO LLC |
| 2025-07-01 | Highland Meadows | — | — | — | 120 | NOCONA HOSPITAL DISTRICT |
| Geo | Kind | BR | Amount | As of | Source |
|---|---|---|---|---|---|
| county 48201 | acs median gross | 0 | $1,177 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | fmr | 0 | $1,280 | 2025-10-01 | HUD_USER_FMR |
| county 48201 | acs median gross | 1 | $1,196 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | fmr | 1 | $1,323 | 2025-10-01 | HUD_USER_FMR |
| county 48201 | acs median gross | 2 | $1,425 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | fmr | 2 | $1,573 | 2025-10-01 | HUD_USER_FMR |
| county 48201 | acs median gross | 3 | $1,764 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | fmr | 3 | $2,116 | 2025-10-01 | HUD_USER_FMR |
| county 48201 | acs median gross | 4 | $2,148 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | fmr | 4 | $2,639 | 2025-10-01 | HUD_USER_FMR |
| county 48201 | acs median gross | 5 | $2,339 | 2024-12-31 | CENSUS_ACS5 |
| county 48201 | acs median gross | $1,401 | 2024-12-31 | CENSUS_ACS5 | |
| county 48201 | acs recent mover gross | $1,495 | 2024-12-31 | CENSUS_ACS5 | |
| zcta 77523 | acs median gross | 0 | $1,764 | 2024-12-31 | CENSUS_ACS5 |
| zcta 77523 | acs median gross | 1 | $1,625 | 2024-12-31 | CENSUS_ACS5 |
| zcta 77523 | acs median gross | 2 | $1,325 | 2024-12-31 | CENSUS_ACS5 |
| zcta 77523 | acs median gross | 3 | $2,045 | 2024-12-31 | CENSUS_ACS5 |
| zcta 77523 | acs median gross | 4 | $2,636 | 2024-12-31 | CENSUS_ACS5 |
| zcta 77523 | acs median gross | $1,702 | 2024-12-31 | CENSUS_ACS5 | |
| zcta 77523 | acs recent mover gross | $2,172 | 2024-12-31 | CENSUS_ACS5 | |
| zip 77523 | payment standard 110 | 0 | $1,419 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 90 | 0 | $1,161 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | safmr | 0 | $1,290 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 110 | 1 | $1,474 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 90 | 1 | $1,206 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | safmr | 1 | $1,340 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 110 | 2 | $1,749 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 90 | 2 | $1,431 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | safmr | 2 | $1,590 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 110 | 3 | $2,354 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 90 | 3 | $1,926 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | safmr | 3 | $2,140 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 110 | 4 | $2,937 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | payment standard 90 | 4 | $2,403 | 2025-10-01 | HUD_USER_SAFMR |
| zip 77523 | safmr | 4 | $2,670 | 2025-10-01 | HUD_USER_SAFMR |